Istravelona

content@istravelona.sbs

+60 7-124 7408

Standard Chartered Building, No. 2 Beach Street, George Town, Penang 10200 Malaysia

Disclaimer Notice

Disclaimer and User Responsibilities

Effective Date: Effective as of July 6, 2026 for all users in Malaysia. Last Updated: Last revised on July 6, 2026.

Important Warning

Financial decisions carry risk and should be considered carefully.

Do not rely solely on online resources for important financial decisions. Always consider seeking advice from a qualified expert.

At Istravelona, we are committed to providing practical, reliable financial information for users in Malaysia. This disclaimer explains our limitations and your responsibilities when using our site. Please review it carefully to understand the boundaries of our content and services.

1.

General Notice

The information on this site is offered in good faith and with the goal of helping users make informed decisions about their financial safety. However, we do not make promises or warranties about the completeness, reliability, or suitability of the information provided. Your use of this site is at your own discretion and risk. Please seek independent advice for specific concerns.

2.

Limitations of Liability

We aim to support you in making informed choices, but we cannot be held responsible for outcomes related to your personal financial actions or decisions based on our content.

  • × We are not liable for any loss, damage, or inconvenience resulting from reliance on the information provided on this site.
  • × We do not accept liability for issues arising from third-party links, services, or content featured on our website.
  • × Your use of this site is voluntary, and you are responsible for how you apply any information or recommendations found here.
  • × We are not responsible for technical issues, interruptions, or data loss related to your access or use of our site.
3.

Accuracy of Information

We strive to provide information that is accurate, reliable, and up to date. Our team reviews the content regularly to ensure it reflects the latest financial best practices and relevant regulations in Malaysia. However, financial concepts and regulations can change, and the information on this website may not always be current. Please cross-check important details with official sources or a licensed professional before making decisions.

We cannot guarantee the complete accuracy or timeliness of all content. Use this site as a general reference, not as your sole source of information.

4.

Professional Advice Recommended

Nothing on this website replaces the guidance of a licensed financial, legal, or tax professional. For advice tailored to your personal situation, please consult the appropriate expert.

5.

External Links

Our website may link to external sites for additional resources or convenience. We do not control or endorse the content, services, or privacy practices of these third-party websites. Please review their own policies before engaging or sharing personal information.

6.

Disclaimer Regarding Results

Past examples and user stories are shared for illustration only. Results depend on many personal factors, and your experience may differ.

Variation in Results

Outcomes vary widely due to differences in personal circumstances, market changes, and other factors beyond our control. Please consider your own situation before making decisions.

7.

Financial Disclaimer

The information on this website is intended for informational purposes only and does not constitute professional or legal advice. Any financial choices you make should be based on your own circumstances and, when appropriate, the advice of a qualified professional.

  • All examples, scenarios, and recommendations are for illustration and informational purposes. They are not tailored to your specific situation.
  • We do not provide personalized investment, legal, or tax advice. Please consult a licensed advisor for decisions impacting your finances.
  • Nothing on this website should be interpreted as a solicitation or offer for any financial product or service.
8.

Jurisdiction and Governing Law

Our website is developed and operated in accordance with Malaysian laws and regulations.

All interactions and disputes arising from your use of this website will be governed by the laws of Malaysia and subject to its courts. Users outside Malaysia are responsible for complying with their own local laws as applicable.

This disclaimer is governed by the laws of Malaysia. Any disputes will be resolved under Malaysian jurisdiction, ensuring compliance with national standards.

We follow Malaysia’s Personal Data Protection Act (PDPA) and related local regulations to protect your information and privacy at every step.

9.

Indemnification

By using this website, you agree to indemnify and hold harmless our team, partners, and affiliates from any claims, losses, or liabilities that arise from your reliance on the site’s information or use of its resources.

10.

Severability

If any part of this disclaimer is found to be invalid or unenforceable under Malaysian law, the remaining provisions will continue in effect to the fullest extent allowed.

11.

Modifications

We may update this disclaimer from time to time to reflect changes in law, best practices, or our services. Any updates will be posted on this page with a revised effective date. Please check back periodically for the latest version.